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"Unlike here in the U.S., the rest of the world is prepay," Bishop explains. "So they all have to add money to their account before they can use it."
Bishop co-founded the company with Deepika Jain and Shipra Agrawal, and Prepay Nation got off to a fast start, winning the mobile-industry prize in 2010 at the Women 2.0 business conference in San Francisco. Money quickly rolled in.
"We were about to take on venture-capital funding," she says, "and we were doing about a run rate [projected revenue rate] of $60 million."
Bishop's voice grows quiet, hovering above a whisper. Her gaze fixes on her hands on the tabletop. Her partnership with Prepay Nation fell apart. Bishop explains that the company was established as a limited liability company in the founders' names — but the ownership pie wasn't clearly divided.
"My background is in art. I'm an artist. And [I had no] actual business training," she says with a slight chuckle. "And we didn't have an operating agreement."
Without a clear division of Prepay Nation's ownership, there was a fissure. Bishop won't say on the record how her Prepay Nation partnership dissolved, other than acknowledging that she wasn't happy.
So Bishop moved in with her parents and began planning her next move.
Prepay Nation CEO Anurag Jain also won't discuss Bishop's relationship with Prepay Nation, which is based in Philadelphia with eight employees.
"She was a pleasure to work with," says Jain, whose wife is a co-founder.
Jain speaks guardedly about Bishop's departure from a company that she helped build and guide. "A year into the business, she wanted to change the terms of the business," he says. "She was compensated fairly on what was originally decided."
Prepay Nation bought out Bishop's ownership share, Jain says. He won't discuss the details of the agreement. (Bishop and Prepay Nation have agreed not to disparage each other publicly.)
The company has grown without Bishop, acquiring a French company. (Terms of that deal haven't been disclosed.)
Bishop is hoping that she has learned from her Prepay Nation experience.
"I said to myself, if I have the skill set to do this, if I have the relationships to do this, if I have the brains, if I have the willpower, if I really want this, go do it again," she says. "Don't be a lazy ass and don't give up."
Aside from her hardworking mother, Bishop draws inspiration from another successful, albeit less wholesome, professional: Gus Fring, the sadistic, unflappable meth kingpin of AMC's Breaking Bad.
In the show, Fring brings veggie trays to cartel meetings, volunteers his time and money to the Albuquerque Police Department, and calmly kills his enemies. He's also the successful owner of more than a dozen fast-food franchises, which are fronts for his multistate drug ring.
"Gus, no matter what, he's so stoic," Bishop says. "You never see him express a ton of anxiety and emotion. That's something that I wish, as a CEO, I can learn — to be constantly calm."
Bishop knows that staying calm will become more difficult as Klink grows. Funding won't be the only concern for the young company. Bishop and her Mexico City–based CTO, Alan Alvarado, say safeguarding transactions is paramount.
Alvarado recently tested the system's security in what he calls a Klinkathon; he brought together several hackers, bought them beer and told them to try to bring down Klink. The idea was based on hackathons in which companies test their Web security against determined hackers. Alvarado, who at the time hadn't met Bishop in person, says no one could breach Klink.
"Yeah, we're pretty happy with that," he tells The Pitch in a phone interview.